John and Ann have done a great job of staying out of debt, saving and investing. But they don’t have a plan and aren’t sure they are on the right track. What’s the smart way to go? People in this situation really benefit by having a financial plan. Their investments might be great but a plan could reveal other opportunities or weak points.
For example, they might find that if they shift their investments or save an additional amount they could potentially retire much sooner. Even if they are on the right track, it will be empowering to the couple to know it rather than wing it.
Would you like some help planning for your future? Click here to ask Neal a question. This case study is for general information only. This is not intended to be used as the basis for decision-making. You should speak to a qualified professional before making any investment decisions.