Wealth Resources Model Portfolio Menu

Below is a summary of the various investment models we offer our clients:

INVESTMENT STRATEGIES

In order to determine which (if any) of the following programs best fit your financial needs, it’s best to speak with us first.  But to give you an idea of what we offer please review below:

Wealth Resource Group Enhanced US Index ETF Program

This strategy takes either a typical S&P 500 ETF or a leveraged S&P 500 ETF and applies a timing filter to guide investment decisions.  This depends on the goals and risk tolerance of each client and is mutual decided between our client and the advisor. The goal is to reduce risk and enhance returns but of course there is no guarantee that we will achieve these goals.   There are times when this model will be 100% in cash or U.S. Government Bonds.

The signals we use are designed to be infrequent. They are meant to filter out the “noise” to reduce false negatives.   Again, there is no guarantee that these signals will be effective.

Wealth Resources Group Stock Growth Strategy

Our growth stock program is a rules-based investment strategy that attempts to create excess returns when compared to the S&P 500 index and is designed to help investors avoid major drawdowns due to corrections and bear markets. There are times when this model will be 100% in cash or U.S. Government Bonds.  We can not guarantee that these goals will be achieved.

The WRG Growth Program holds 10 to 18 individual stocks. We look for companies that are growing much faster than the market with accelerated expansion in sales and earnings.  We also look for companies with unique brands with high demand and have strong market domination for their products and services.

Each stock is carefully screened on an on-going basis and must pass rigorous tests to remain in the portfolio. Investors who are interested in participating in this program must be prepared for above average risk as this is a program with a limited number of securities and there is no guarantee that we will achieve our goals.

Wealth Resources Group Dividend Income Stock Strategy

The aim of investing in large-cap, blue-chip, dividend paying stocks is to provide investors with steady long-term growth and rising dividend income. We pick 10 to 18 stocks for the WRG Dividend Income Stock program from some of the largest blue chip companies in the world with a long history of increasing dividend payouts.

Our multi-layered screens filter for financially strong companies that have established brands and market share and which have a track-record of weathering recessions and bear markets. There is no guarantee that these companies will continue to do so however.  To earn a place in our portfolio, the stock must have strong earnings and sales in addition to our long list of other criteria.

We also recognize that all ships rise and fall with the tide so we use our proprietary system to trigger an exit from the market when conditions warrant it. There are times when this model will be 100% in cash or U.S. Government Bonds.The ultimate goal here is to help investors grow their assets, create income, hedge inflation, and protect our clients avoid nasty losses from corrections and bear markets.

We cannot guarantee that we will achieve these goals. All investing involves risk.

Wealth Resource Group ETF Rotation Program

The WRG Rotation program is a rules-based investment strategy that attempts to generate excess returns over global stock market indices. Equity markets around the globe often display wide dispersions of return over time. This creates the potential opportunity to make tactical investment decisions and rotate client funds to areas of strength around the globe. The investment process attempts to identify broad geographic investment markets where price momentum is greatest and invests accordingly.

The Wealth Resources Group Rotation Program endeavors to grow assets and avoid bear markets as well.  In other words, the Rotation Program can move 100% to either cash or US Government bonds.

Diversified Fund Strategies

Conservative

The Conservative portfolio seeks the highest return possible consistent with a risk-averse investor. It is best suited for highly conservative investors, including those nearing or in retirement or requiring withdrawals of some of their invested assets within a three-to-five-year time frame. This portfolio will have up to 80% of the assets invested in fixed income and no more than 20% of the assets invested in equity.  Equity holdings could be moved 100% into cash or U.S. Government Bonds at certain times.

Conservative Balanced

The Conservative Balanced portfolio seeks the highest return possible consistent with a risk-averse investor. It is best suited for conservative investors, including those nearing or in retirement or requiring withdrawals of some of their invested assets within a three-to-five-year time frame. This portfolio will have up to 60% of the assets invested in fixed income and no more than 40% of the assets invested in equity.  Equity holdings could be moved 100% into cash or U.S. Government Bonds at certain times.

Balanced

The Balanced portfolio seeks to maximize returns consistent with a moderate/conservative investor. It is well suited for investors uncomfortable with an aggressive all equity strategy who nevertheless require a greater return to reach their specific investment goals. This portfolio will have up to 60% of its assets invested in equity and up to 40% of its assets invested in fixed income.  Equity holdings could be moved 100% into cash or U.S. Government Bonds at certain times.

Equity-Tilted

The Equity-Tilted portfolio seeks to maximize returns consistent with a moderate growth investor. The portfolio is appropriate for investors with longer time horizons who are willing to assume above-average short-term volatility in pursuit of long-term growth. The portfolio will have up to 75% of its assets invested in equity and up to 25% of its assets invested in fixed income.  Equity holdings could be moved 100% into cash or U.S. Government Bonds at certain times.

Equity

The Equity portfolio seeks to maximize returns consistent with a growth investor. It is suitable for long-term investors willing to accept greater (S&P 500-level) risk in pursuit of greater growth. This portfolio will have up to 100% of its assets invested in equity. It may have fixed income in the portfolio depending on market conditions.

How Investments are Selected within Your Portfolio

Each investment vehicle is carefully researched before being used in a portfolio. While market conditions are constantly changing, I attempt to do my best to make sure that the investments are sound. Exchange traded funds are selected based upon fund quality and performance. Mutual funds are selected based on criteria including peer performance, management tenure and low fees. Individual bonds and closed end income funds are selected based upon acceptable credit quality and bond duration.

Please keep in mind that portfolios usually stay fully invested at all times but that does not mean these portfolios buy and hold the same securities forever. Securities may be sold or purchased based on market changes.

Even though the prime objective of my firm is to grow your assets safely, the selection of any investment strategy mentioned above does not guarantee against loss of principal.

Put our experience to work for you; get your free phone consultation now.

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