Wealth Resources Model Portfolio Menu

The following is a summary of our investment model portfolio menu. Once you elect to hire my firm to manage your assets, we’ll send you an investment portfolio questionnaire to complete. We go through it together to get a sense of what your goals are and how much risk you are comfortable with. ¬†Then we’ll be better able to select the right portfolio from among the following:

Conservative

The Conservative portfolio seeks the highest return possible consistent with a risk-averse investor. It is best suited for highly conservative investors, including those nearing or in retirement or requiring withdrawals of some of their invested assets within a three-to-five-year time frame. This portfolio will have up to 80% of the assets invested in fixed income and no more than 20% of the assets invested in equity.

Conservative Balanced

The Conservative Balanced portfolio seeks the highest return possible consistent with a risk-averse investor. It is best suited for conservative investors, including those nearing or in retirement or requiring withdrawals of some of their invested assets within a three-to-five-year time frame. This portfolio will have up to 60% of the assets invested in fixed income and no more than 40% of the assets invested in equity.

Balanced

The Balanced portfolio seeks to maximize returns consistent with a moderate/conservative investor. It is well suited for investors uncomfortable with an aggressive all equity strategy who nevertheless require a greater return to reach their specific investment goals. This portfolio will have up to 60% of its assets invested in equity and up to 40% of its assets invested in fixed income.

Equity-Tilted

The Equity-Tilted portfolio seeks to maximize returns consistent with a moderate growth investor. The portfolio is appropriate for investors with longer time horizons who are willing to assume above-average short-term volatility in pursuit of long-term growth. The portfolio will have up to 75% of its assets invested in equity and up to 25% of its assets invested in fixed income.

Equity

The Equity portfolio seeks to maximize returns consistent with a growth investor. It is suitable for long-term investors willing to accept greater (S&P 500-level) risk in pursuit of greater growth. This portfolio will have up to 100% of its assets invested in equity. It may have fixed income in the portfolio depending on market conditions.

How Investments are Selected within Your Portfolio

Each investment vehicle is carefully researched before being used in a portfolio. While market conditions are constantly changing, I attempt to do my best to make sure that the investments are sound. Exchange traded funds are selected based upon fund quality and performance. Mutual funds are selected based on criteria including peer performance, management tenure and low fees. Individual bonds and closed end income funds are selected based upon acceptable credit quality and bond duration.

Please keep in mind that portfolios usually stay fully invested at all times but that does not mean these portfolios buy and hold the same securities forever. Securities may be sold or purchased based on market changes.

Even though the prime objective of my firm is to grow your assets safely, the selection of any investment strategy mentioned above does not guarantee against loss of principal.

Put our experience to work for you; get your free phone consultation now.