Wealth Resources Model Portfolio Menu

Below is a summary of the various investment models Neal offers his clients:

INVESTMENT STRATEGIES

Individual Stock and Focused Fund Strategies

Wealth Resource Group Enhanced US Index ETF Program

Investing in an S&P 500 index fund or ETF is a proven strategy that has provided investors with growth opportunities over the long-run. The problem is that “buying and holding” exposes investors to steep losses at times which can be especially frightening and threatening to people planning retirement.

The Wealth Resources Group S&P Program endeavors to remedy that problem by using a numbers-based method to identify those periods where risk is highest and step out of the market during those periods.

The “triggers” we use are proprietary. As you can see by studying the back-tested data, the signals are infrequent. They are meant to filter out the “noise” to reduce false negatives. And while no system is perfect, this program has a great hypothetical track record of getting the “big picture” right and helping investors avoid most of the major market drops over the last 40 plus years according to our back test.

We provide two variations of the program; a typical S&P 500 fund and a leveraged version of the S&P. The leveraged version has a much greater theoretical return because it is designed to amplify the profits when the market is in a bull run and damper the risk during corrections and bear markets. There is no guarantee that these results will be replicated.

Here is a detailed FAQ sheet which explains the Enhanced US Index ETF Program in greater detail.

 

Wealth Resources Group Stock Growth Strategy

Our growth stock program is a rules-based investment strategy that attempts to create excess returns when compared to the S&P 500 index and is designed to help investors avoid major drawdowns due to corrections and bear markets. This is explained in our FAQ.

The WRG Growth Program holds 10 to 18 individual stocks. We own companies that are growing much faster than the market with accelerated expansion in sales and earnings. Most of these companies are unique brands with high demand and have strong market domination for their products and services.

Each stock is carefully screened on an on-going basis and must pass rigorous tests to remain in the portfolio. Investors who are interested in participating in this program must be prepared for above average risk as this is a program with a limited number of securities and there is no guarantee that we will achieve our goals.

Click here to review the FAQ on our Stock Growth

Wealth Resources Group Dividend Income Stock Strategy

The aim of investing in large-cap, blue-chip, dividend paying stocks is to provide investors with steady long-term growth and rising dividend income. We pick 10 to 18 stocks for the WRG Dividend Income Stock program from some of the largest blue chip companies in the world with a long history of increasing dividend payouts.

Our multi-layered screens filter for financially strong companies that have established brands and market share and which have a track-record of weathering recessions and bear markets. To earn a place in our portfolio, the stock must have strong earnings and sales in addition to our long list of other criteria.

We also recognize that all ships rise and fall with the tide so we use our proprietary system to trigger an exit from the market when conditions warrant it. The ultimate goal here is to help investors grow their assets, create income, hedge inflation, and protect our clients avoid nasty losses from corrections and bear markets.

We cannot guarantee that we will achieve these goals. All investing involves risk.

Click here to review the FAQ on the Dividend Income Stock Strategy

Wealth Resource Group ETF Rotation Program

The WRG Rotation program is a rules-based investment strategy that attempts to generate excess returns over global stock market indices. Equity markets around the globe often display wide dispersions of return over time. This creates the opportunity to make tactical investment decisions and rotate client funds to areas of strength around the globe. The investment process identifies broad geographic investment markets where price momentum is greatest and invests accordingly.

The Wealth Resources Group Rotation Program endeavors to avoid bear markets by using a numbers-based method to identify those periods where risk is highest and step out of the market during those periods. In significant and sustained down markets throughout the world, the Rotation Program can move 100% to either cash or US Government bonds. And while no system is perfect, this program has a great hypothetical track record of getting the “big picture” right for the period 2003 to 2016.

The program is actively managed and endeavors to maximize risk-adjusted return over full
market cycles.

Click here to read more about the Rotation Program.

 

Diversified Fund Strategies

Conservative

The Conservative portfolio seeks the highest return possible consistent with a risk-averse investor. It is best suited for highly conservative investors, including those nearing or in retirement or requiring withdrawals of some of their invested assets within a three-to-five-year time frame. This portfolio will have up to 80% of the assets invested in fixed income and no more than 20% of the assets invested in equity.

Conservative Balanced

The Conservative Balanced portfolio seeks the highest return possible consistent with a risk-averse investor. It is best suited for conservative investors, including those nearing or in retirement or requiring withdrawals of some of their invested assets within a three-to-five-year time frame. This portfolio will have up to 60% of the assets invested in fixed income and no more than 40% of the assets invested in equity.

Balanced

The Balanced portfolio seeks to maximize returns consistent with a moderate/conservative investor. It is well suited for investors uncomfortable with an aggressive all equity strategy who nevertheless require a greater return to reach their specific investment goals. This portfolio will have up to 60% of its assets invested in equity and up to 40% of its assets invested in fixed income.

Equity-Tilted

The Equity-Tilted portfolio seeks to maximize returns consistent with a moderate growth investor. The portfolio is appropriate for investors with longer time horizons who are willing to assume above-average short-term volatility in pursuit of long-term growth. The portfolio will have up to 75% of its assets invested in equity and up to 25% of its assets invested in fixed income.

Equity

The Equity portfolio seeks to maximize returns consistent with a growth investor. It is suitable for long-term investors willing to accept greater (S&P 500-level) risk in pursuit of greater growth. This portfolio will have up to 100% of its assets invested in equity. It may have fixed income in the portfolio depending on market conditions.
How Investments are Selected within Your Portfolio

Each investment vehicle is carefully researched before being used in a portfolio. While market conditions are constantly changing, I attempt to do my best to make sure that the investments are sound. Exchange traded funds are selected based upon fund quality and performance. Mutual funds are selected based on criteria including peer performance, management tenure and low fees. Individual bonds and closed end income funds are selected based upon acceptable credit quality and bond duration.

Please keep in mind that portfolios usually stay fully invested at all times but that does not mean these portfolios buy and hold the same securities forever. Securities may be sold or purchased based on market changes.

Even though the prime objective of my firm is to grow your assets safely, the selection of any investment strategy mentioned above does not guarantee against loss of principal.

Put our experience to work for you; get your free phone consultation now